Pradhan Mantri Jan Arogya Yojana

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Salient features

Sushmi Dey, Dhritiman Ray & Jaideep Deogharia, PM launches world’s largest state-funded health scheme, September 24, 2018: The Times of India

Salient features of the Pradhan Mantri Jan Arogya Yojana, when it was launched in 2018
From: Sushmi Dey, Dhritiman Ray & Jaideep Deogharia, PM launches world’s largest state-funded health scheme, September 24, 2018: The Times of India

Says Ayushman Bharat Insurance Scheme Will Be ‘Game Changer’

PM Narendra Modi launched the world’s largest state-funded health insurance scheme, Pradhan Mantri Jan Arogya Yojana, which aims to provide free secondary and tertiary care to 50 crore people across the country.

Calling the scheme a “game changer”, Modi said the plan will change the healthcare scenario in India and will form a model for other countries to follow and replicate. “A government scheme on such a grand scale is not being carried out anywhere in the world. Even the last person standing in the queue should get better health facility. More than 50 crore people will get insurance up to Rs 5 lakh. This is the world’s first such scheme,” Modi said while addressing an enthusiastic crowd in Ranchi.

“Some call it Ayushman Bharat, some call it Modicare, but it is a scheme to serve the poor,” the PM said, evoking folk hero Birsa Munda. The event was attended by health minister J P Nadda, Jharkhand CM Raghubar Das, state governor Draupadi Murmu and Jayant Sinha, who is an MP from Jharkhand.

Officials said Jharkhand was chosen to launch the scheme as it was one of the most backward states with poor health infrastructure. Around 57 lakh families in Jharkhand will be covered under the scheme. The Centre had identified 25 lakh families in Jharkhand but the CM added another 32 lakh and agreed to bear the additional cost of Rs 540 crore.

Calling it a mega health reform, Nadda said the scheme would bring a major change in India’s healthcare scenario. “The entire world is looking at Ayushman Bharat. India is the only country in the world which has taken a big leap in making universal health effective. Crores of people who have not been able to afford healthcare until now will now be brought into the mainstream,” he said.

Modi said the number of beneficiaries of this scheme was roughly equal to the population of the European Union, or the population of America, Canada and Mexico put together.

Launching a veiled attack on the former UPA government, Modi alleged that health of the poor was ignored for the past 60 years due to vote bank politics. “Those who chant the name of poor, had they done something concrete for them 50 years ago, the situation would have been different. I have lived in poverty and realise the pain of a poor man,” he said.

The scheme will allow a beneficiary to access healthcare at government as well as private hospitals. There is no cap on family size and age or restriction on pre-existing conditions.